Personal Credit Education
Personal credit education is free, do it yourself learning inside our Funding Journey app. It shows you how to read your credit reports and how the dispute process works, so you can act on your own. We do not perform credit repair, we do not dispute items for you, and we do not charge for personal credit help.
- Free DIY option
- English and Spanish
Every credit service has a free DIY option. Free education only. We do not perform credit repair, dispute items for you, or charge for personal credit help. See our Credit and Funding Disclosures.
What's included
- How to get your free credit reports
- How to read each section of a report
- How the bureau dispute process works
- Checklists you complete on your own
- Plain language overview of your consumer rights
How it works
Step 1
Open the app
Start the free lessons in English or Spanish.
Step 2
Pull reports
Get your free reports from each bureau yourself.
Step 3
Review
Use the checklist to understand what you see.
Step 4
Act on your own
Follow the guides at your own pace, for free.
Industries we do this for
Frequently asked questions
More in Fund
Start your funding journey for free
Learn at your own pace in English or Spanish. No cost, no obligation.